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It is not obligatory but it should be done. Investors should one a year check the costs of other insurance companies and compare them to their own prices. These insurance companies are advised to review their existing policies and apply some changes to them that will benefit the consumer and help the potential client to lower his premiums.

Let's take a look at the following examples. What if Mister A has paid off his mortgage, installed all the possible alarms and security systems inside his house, paid extra how the pool installation - what's next? In such case, if he lets his insurance company know about all the changes in the house, he could lower his premium significantly.

You should not forget to spot the changes in the neighborhood too. As an example, we can take the following situation - the installation of a fire hydrant within 100 feet of the home, or the erection of a fire substation within close proximity to the property may lower the premiums of the householder for sure.

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